Financial planning for a secure future

Getting your finances and affairs in order is sensible at any stage in life. It is never too early to start thinking about maximising financial security for you and your loved-ones. This can be as simple as putting something away for a 'rainy day', or making more structured provision.

Financial clarity for your present and your future

Most people like to make some sort of financial plan to ensure they can continue to live in the way they want towards the end of their career and through retirement. This can be as simple as putting something away for 'a rainy day', or making more structured provision.

Longer life-spans and the cost of care in later life mean it is never too soon to start thinking about, and saving for, the future. Making sure you keep comprehensive and up-to-date records will help you and, when the time comes, those closest to you understand your financial affairs.

Enlisting the help of a professional

Over the years, we may build up a wide range of financial interests, shares, investments, pensions and insurance policies. Sometimes it is beneficial to get professional help in managing these. It is the role of a financial planner to help you to rationalise what you have and make sense of it all, ahead of time. Having helped you to establish what you have accumulated, a financial planner will work with you to understand what is important to you, what you want to achieve in the time you have remaining and help you to leave a lasting legacy for your loved ones. It is the financial planner’s job to design the financial strategy to achieve your most deeply held objectives and ensure that your financial affairs are in good order. Working with a financial planner allows you to move forward with confidence about your financial situation.

Whether you manage your affairs yourself, or enlist the help of a professional, it can be reassuring for both you and your loved one to know your affairs are in order and that you have what you need to continue to live your life in the way you want.

You can find Financial Planners in whiteballoon Providers.


What is a digital locker?

A digital locker is a place to securely store information and documentation, which can be accessed by those closest to you as and when required. The type of facilities offered are:

  • Storage - gather important documentation together, such as property deeds, your Will, bank and insurance details. Having everything in one place makes it easier for you or for those administering your estate.
  • Letter of wishes - record extra details beyond what you have specified in your Will, such as what should happen to smaller personal and sentimental items.
  • Messages - leave recorded messages for your loved ones.
  • Life stories - when we die, much of our history dies with us. Keep a record of your life for future generations to read.
  • Photos - create a visual history by keeping copies of your favourite photos.

The range of services offered will vary, so it is important to consider your needs and research the company thoroughly before you commit.

See whiteballoon's Provider section to find companies offering digital locker services.